Pic is about four young guys who reunite at an ex-classmate's funeral. One mentions to the others inside information on a stock that is a guaranteed lock to make them instant millionaires. Unfortunately, the deal goes south along with their investment. Things go from bad to worse: one of them borrowed his share of the money from a mobster.

The California coast is terrorized by two enormous prehistoric sea creatures as they battle each other for supremacy of the sea.